First home buyers
For first-home buyers who want borrowing power, deposit requirements, grants, documents and pre-approval explained in plain English.
Who this is for
This page is for buyers preparing for their first purchase, whether you are still saving, inspecting properties or getting ready to apply.
Key considerations for first-home buyers
A few important things to understand early, so you can make informed decisions and avoid surprises.
1
Deposit size, savings history and upfront costs can affect the lending path.
2
Government schemes and grants may have eligibility rules that need checking.
3
Pre-approval is useful, but it is not a guarantee of final approval.
Your first-home checklist
A simple checklist to help you get organised.
Review your deposit and upfront costs
Check scheme eligibility
Prepare income and identity documents
Understand pre-approval conditions
Our simple 3-step process
A clear, supportive process from your first chat to being offer-ready.
Clarify your goal and current position.
Compare suitable pathways against lender policy.
Explain the trade-offs before you decide whether to proceed.
What our customers say
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Verified customer review to be added
Frequently asked questions
Understand your position before you make an offer.
Book an appointment, call 0423 849 222 or email peyo@aplendingsolutions.com.au. You can also read about Peyo Mu or use the contact page if you prefer to send details first.